Junior Analyst Risk / Credit  
Sourceway Consulting   More jobs from this company

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Job Title:   Junior Analyst Risk / Credit
Category:   Accounts
Total Positions:   3
Job Location:   Lahore
Gender:   No Preference
Minimum Education:   Bachelors
Career Level:   Entry Level
Minimum Experience:   Fresh1 Year
Salary Range:   PKR 45,000 to 60,000 per Month
Apply By:   Nov 10, 2024
     
     
 
Job Description:

We're seeking a detail-oriented Junior Analyst Risk / Credit to assess bank statements and evaluate loan applicants' financial suitability. The ideal candidate will have basic knowledge of financial analysis, accounting principles, and risk assessment.

Key Responsibilities:

  • Review and analyze bank statements to assess applicants' financial stability and creditworthiness.
  • Verify income, expenses, and employment information.
  • Identify potential risks and red flags (e.g., dishonours, overdrafts, or unusual transactions).
  • Provide recommendations for loan approvals or rejections.
  • Collaborate with the credit team to ensure adherence to lending policies and regulations.
  • Maintain accurate records and update applicant information in the loan management system.

Requirements:

  • Bachelor's degree in Finance, Accounting, or related field.
  • 0-1 years of experience in financial analysis or risk assessment. (Freshers are encouraged to apply)
  • Basic knowledge of financial statements, accounting principles, and financial ratios.
  • Strong analytical, problem-solving, and communication skills.
  • Ability to maintain confidentiality and handle sensitive information.

Desirable Skills:

  • Professional certifications (e.g., CFA, CMA).
  • Experience with loan origination software.
  • Familiarity with credit/loan requirements.

Work Environment:

  • Collaborative team environment
  • Standard office hours (with flexibility)
  • Opportunities for professional growth and development
  • Freshers are encouraged to apply

Company Information
 
Company Name:  Sourceway Consulting
Company Description:

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