Job Title: |
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Junior Analyst Risk / Credit |
Category: |
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Accounts |
Total Positions: |
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3 |
Job Location: |
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Lahore |
Gender: |
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No Preference |
Minimum Education: |
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Bachelors |
Career Level: |
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Entry Level |
Minimum Experience: |
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Fresh1 Year |
Salary Range: |
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PKR 45,000 to 60,000 per Month |
Apply By: |
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Nov 10, 2024 |
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Job Description: |
We're seeking a detail-oriented Junior Analyst Risk / Credit to assess bank statements and evaluate loan applicants' financial suitability. The ideal candidate will have basic knowledge of financial analysis, accounting principles, and risk assessment.
Key Responsibilities:
- Review and analyze bank statements to assess applicants' financial stability and creditworthiness.
- Verify income, expenses, and employment information.
- Identify potential risks and red flags (e.g., dishonours, overdrafts, or unusual transactions).
- Provide recommendations for loan approvals or rejections.
- Collaborate with the credit team to ensure adherence to lending policies and regulations.
- Maintain accurate records and update applicant information in the loan management system.
Requirements:
- Bachelor's degree in Finance, Accounting, or related field.
- 0-1 years of experience in financial analysis or risk assessment. (Freshers are encouraged to apply)
- Basic knowledge of financial statements, accounting principles, and financial ratios.
- Strong analytical, problem-solving, and communication skills.
- Ability to maintain confidentiality and handle sensitive information.
Desirable Skills:
- Professional certifications (e.g., CFA, CMA).
- Experience with loan origination software.
- Familiarity with credit/loan requirements.
Work Environment:
- Collaborative team environment
- Standard office hours (with flexibility)
- Opportunities for professional growth and development
- Freshers are encouraged to apply
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Company Information |
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Company Name: Sourceway Consulting Company Description:
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